Mac App  ·  Early Access

Stay Focused
or Get Your Money Back.

$30/month. Full refund if you maintain 100% focus for the entire month.

It's a bet on yourself — and we genuinely want you to win it.

Focus Payback ● Active

Current Task

Write Q3 product strategy

Focus Score

98.4%

Session: 1h 53m Blocked: 2 Refund eligible ✓
14:32 — Notion, writing doc On task
14:47 — Twitter detected Nudge sent
14:47 — Returned in 4s Recovered
The Problem

The average knowledge worker loses 2.5 hours every single day.

Not to big decisions or creative blocks — to mindless distraction. Tab switches, Slack pings, social media loops. It compounds silently until your most important work never gets done.

2.5h

Lost daily to distraction and context-switching

23m

To fully refocus after a single interruption

$0

At stake with most productivity apps — which is exactly why they don't work. No consequence, no commitment, no change.

The System

How Focus Payback works.

Three steps. One clear north star. A full refund waiting if you earn it.

01

Declare Your Task

Before every session, name exactly what you're working on. Specificity is accountability. Your stated task becomes the benchmark every screen moment is judged against.

02

AI Watches Your Screen

Our on-device vision model understands context, not just URLs. Researching a topic on YouTube? Fine. Scrolling X mid-sprint? That's a flag. All inference is local — no data leaves your Mac.

03

Escalating Interventions

Distraction triggers a proportional response — starting gentle, escalating to a full stop. The system adapts to what actually works for you over time.

AI Analysis Feed
14:32:01   Notion — writing strategy doc.  On task.
14:46:38   GitHub — reviewing related PR.  On task.
14:51:04   Twitter/X detected.  Off task — Nudge sent.
14:51:09   Returned to Notion. Recovered in 5s.  Back on task.
This session 98.4% — Refund eligible ✓
The Arsenal

Intervention Tiers

You choose your mode before each session. The harder the mode, the stricter the refund conditions — and the bigger the win if you pull it off.

Nudge

Tier 1 · Gentle

A calm tap on the shoulder for early-stage drift. Low friction, high signal-to-noise.

  • Subtle floating banner
  • "Back to [task]?" prompt
  • Soft audio chime
  • 10-second grace window

Block

Tier 2 · Firm

For repeated drift or ignored nudges. A firm stop that demands a conscious choice to return.

  • Full-screen focus overlay
  • Distracting app suspended
  • Forced 30-second reset
  • Slip logged to dashboard

Extreme Mode

Tier 3 · Nuclear

You opted in. Reserved for when the work must happen no matter what.

  • Full distraction lockdown (only your declared task apps allowed)
  • Full-screen unbreakable focus overlay
  • Session locked until timer ends (requires long password to override)
  • Accountability partner alerted
  • Desktop grayscale + breathing break overlay
The Psychology

Why the Payback guarantee is genius.

The incentives are perfectly aligned. Here's the mechanism:

🎯

Real skin in the game

$30 activates loss aversion — the most powerful motivator in behavioral science. The amount doesn't matter as much as the consequence.

We win either way

If you stay focused, you get your $30 back and become our best proof point. If you drift, we improve our interventions. Both outcomes build a better product.

📣

Success goes viral

"I actually got my $30 back" is a headline. Every user who earns a refund tells ten friends. The guarantee isn't a cost — it's the marketing engine.

💡

The honest truth: We built this knowing most people won't hit 95% every month — not because we're cynical, but because that's exactly what makes the accountability real. And when you do hit it, the refund is waiting. No questions asked.

🧠

It's not a discipline problem

Distraction is a neuro-timing problem. Frequent checking trains your dopamine system to crave constant low-effort rewards. Willpower alone can't fix a trained reflex.

Interruption beats suppression

Dopamine habits don't respond to force — they respond to interruption. Focus Payback attacks the impulse window, not the app. Urges decay naturally when the loop is broken in time.

🔄

Not deprivation. Recalibration.

When stimulation becomes intentional again, the brain re-synchronises its reward timing. Attention stabilises. Anxiety drops. Mental clarity returns. Without force.

Privacy First

Everything stays
on your machine.

Focus Payback uses macOS Accessibility APIs and on-device machine learning. Your screen is never recorded, never transmitted, never stored. All analysis happens locally in real time.

Zero cloud processing

No screenshots or screen data ever leave your Mac.

macOS Accessibility APIs

Standard OS-level access. No kernel extensions, no deep hooks.

Transparent refund math

Your focus score is computed openly. No black box decides your money.

Apple Silicon native

Built in Swift. Under 1% CPU at rest. Negligible battery impact.

Data Flow ● All local

Your Mac

macOS Accessibility APIs

Screen content, active app, window titles

On-device ML Model

Context classification, local inference only

Focus Payback App

Intervention trigger, session score, refund tracking

Cloud — never reached
Who It's For

Built for people whose best work
demands deep focus.

👨‍💻

Developers

Deep coding sessions that need hours of uninterrupted flow

✍️

Writers

First drafts, articles, books — work that evaporates the moment you context switch

📊

Strategists

Complex thinking that requires sustained attention and zero interruption

🔬

Researchers

Long reading and analysis sessions where every distraction costs momentum

If your best work requires more than 30 minutes of unbroken concentration — Focus Payback was built for you.

How We Compare

Not all focus apps
are created equal.

Feature Freedom RescueTime Beeminder Focus Payback
Money-back guarantee Partial
AI context awareness Basic
100% on-device privacy Partial
Escalating interventions Basic
Real financial accountability
Apple Silicon native Partial Partial
Limited Offer

Founding User
Programme.

The first 100 users who join and leave honest feedback get an exclusive deal that will never be offered again. Help us shape the product — we'll reward you for life.

First month completely free

No focus requirement. Just use the app and tell us what you think.

$15/month locked in for life

Half the normal price, forever. Never goes up no matter what we charge new users.

Shape the product directly

Your feedback goes straight to the team. Founding users get first say on new features.

Full refund guarantee still applies

From month 2 onwards, maintain 100% focus and get your $15 back. The bet still stands.

Only 100 spots available. Once they're gone, this offer disappears forever.

Founding User
$30 $15 /month forever

+ First month completely free

How it works

01 Join the waitlist below
02 Get early access & use the app free for a month
03 Complete the short feedback form — 5 questions, 3 minutes
04 Your $15/month rate is locked in for life
Apply for Founding Access →

Takes 3 minutes. No payment required until launch.

Early Access

Join the Waitlist

We launch when the product is ready — not a day before. Get notified first and lock in the founding price.

Reserve My Spot →

No spam. One email when we launch.

Only 100 founding member spots available — claim yours before they're gone
FAQ

Honest answers to
real questions.

Why We Built This

Built by someone who kept losing the battle.

Focus Payback started as a personal frustration. Every focus app I tried worked for a week, then quietly stopped. The problem wasn't the tools — it was that there was never any real consequence for failing. No skin in the game, no lasting change.

So I flipped the model. Put money on the line. Made the AI smart enough to understand context, not just block websites. Built interventions that actually interrupt the distraction loop. And made the refund real — because if you genuinely stay focused all month, you deserve it back.

JM

Jason Machray

Founder, Focus Payback